Traffic partner
for banks & brokers.

Centeo finds loan applicants and matches them with the right bank or broker. We get paid per outcome. Live across the Nordics and DACH with headquarters in Aarhus.

Become a partner How we work

Traffic partner,
not a network.

We work directly with banks, and with brokers where multiple banks bid on a single application. Both kinds of partners use us for the same reason: they want loan applicants that actually convert.

We find the users — through paid channels, organic, and our network of partner sites. Then AI and statistics match each applicant with the partner most likely to fund them, based on amount, geography, time of day, and how each partner has converted before.

Partners pay us per outcome — a qualified lead (CPL), an accepted application (CPA), or a funded loan (CPS). Each partner picks the model that fits their economics.

Today we are live across the Nordics and DACH with an extensive partner network. Headquartered in Aarhus, growing across Europe.

One engine.
Many partners.

Every applicant is scored against every active partner. The route is decided by funded-loan probability — not by who bids the most for the click.

48 features per scoring run
92 ms median decision time
24h retrain · funded-outcome only

Match topology v3.21

live

14:22:18 app_8K2j → BANK A · fund-score 0.873 routed

14:22:17 app_8K2h → BROKER · amount-fit 0.812 routed

14:22:16 app_8K2g → BANK C · fund-score 0.794 routed

From sign-up to routed match.

Five stages between an applicant landing on a brand site and a webhook arriving at a partner. Each stage logs its decision, every consent stored before data leaves the form.

arrive consent validate match deliver

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