About
We route every loan applicant to the lender most likely to fund them.
Centeo connects banks, brokers, and applicants across the Nordics and DACH. We are headquartered in Aarhus, Denmark and building the routing layer for European consumer lending.
The story
From single-market origins to a European routing layer.
Centeo was founded with a simple observation: lenders and applicants both lose when leads route on intuition. Brokers send to whoever pays the fixed CPL, applicants get matched to lenders unlikely to fund them, and lenders pay for traffic that never converts.
We built a routing engine that models real funding behavior. The applicant gets to a lender who actually funds their kind of loan. The lender pays for outcomes, not impressions. The broker earns transparent, outcome-based revenue. Everyone wins.
Today we operate live across the Nordics and DACH with an extensive partner network. We are headquartered in Aarhus and growing across Europe.
Values
Four things we hold ourselves to.
Compliance is non-negotiable
Outcomes, not impressions
Boring infrastructure
Transparent partnerships
Team
A small group, doing focused work.
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Leadership
Marketing & Growth
Tech
Want to talk to us?
We respond to every inquiry within one business day.