For brokers
Every applicant matched to the partner most likely to fund.
Send us your traffic. We match every applicant to the partner most likely to fund — and pay transparently per outcome. No fixed CPLs hiding terrible payouts.
The Algo
Routing intelligence, not waterfalls.
Most networks ping lenders top-down: highest CPL gets the lead first, second-highest gets it on decline. The architecture punishes you when your highest bidder isn't the highest converter — which is most of the time.
Centeo matches every applicant to the partner most likely to actually fund the loan. Higher fund rates mean higher EPL on the same traffic. Routes update continuously as partner funding behavior moves.
Onboarding
Live in two weeks. Profitable in four.
WEEK 1
API & KYC
We share the OpenAPI spec, you complete partner KYC, sign DPA, and we provision sandbox credentials.
WEEK 2
Sandbox traffic
Mirror a slice of your real traffic to sandbox. We tune the consent flow + routing weights to your audience.
WEEK 3
Production ramp
Switch live traffic gradually, monitored against your prior baseline at every step.
WEEK 4
First payout
Net-7 on the first full production week. We send a per-partner breakdown so you can see who paid for what.
Ready to see what your traffic is actually worth?
Send us volume + geography + product mix. We will model expected EPL within 24 hours.