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For lenders

Buy applicants who actually fund.

We deliver consumer-loan applications — validated, deduplicated, and consent-captured — to your underwriting pipeline. Pay per outcome. Choose CPS, CPA, or CPL in contract.

What you get

Three things every lender asks us about.

01

Real-time API

Applications stream to your endpoint within milliseconds. Structured to your contract: applicant identity, income bands, requested amount, term, purpose, full consent record.
02

Dedup & audit

Cross-network deduplication catches the same applicant before two of your underwriters see them. Every routing decision is logged and queryable for years.
03

Fraud filtering

Velocity rules, device fingerprinting, IP/geo mismatch, blacklist sync, and pattern detection — applied before the application leaves our network.

How it works

From applicant click to your underwriter — three steps.

  1. 1

    We capture & qualify

    Applicant arrives via our owned and partner channels, completes a friction-tuned form, gives explicit consent, and passes our validation gauntlet.

  2. 2

    Algo routes to you

    Our routing algorithm models your funding behavior — risk band, amount tier, geography, time-of-day — and sends you applicants you actually fund.

  3. 3

    You underwrite & fund

    Take it from here. We watch your accept/reject signals to keep the next batch tighter than the last.

Pricing

Pay for the outcome you care about.

Three pricing models. You pick one in contract. We work the same way across all three — only the trigger differs.

Model What you pay for Best for
CPS Funded loans only Mature underwriting; want lowest unit-cost
CPA Accepted applications Building application book first
CPL Qualified leads delivered Internal scoring; want full pipeline control

Pricing is set in contract per market. Volume commitments unlock preferred rates.

Want to see what your funnel could look like?

Send us your accept criteria. We respond within one business day with a sample feed.